Interest Free Credit Line

Our Credit Line facility is only available to business members, which include Ltd’s, LLP’s, PLC and registered Sole Traders, typically with 12 months+ trading history.
We’ll certainly consider applications from start-ups with less that 12 months trading history, but will likely require a directors guarantee on a percentage of the amount borrowed e.g. 25-50%.

A baggl credit line is an interest free credit facility consisting of platform ‘Trade Credits’, which have a 1-for-1 value e.g. £1.00 (GBP) = TC£1.00 (Trade Credit).

The Credit Line can be used to buy or contribute towards products and services from other baggl members.

Example: If a publisher was selling £5,000 worth of advertising space on 50% cash vs. 50% barter basis, TC£2,500 of the Credit Line could be used, with the balance being paid in cash, albeit via bank transfer.

The same logic applies irrespective of the cash vs. barter ratio e.g. 20/80, 60/40 etc.

Whenever the credit facility is used e.g. to buy a product or service via, similar to a credit card, members will have a fixed period of time to repay whatever they’ve borrowed, albeit by selling their own products or services through Typically our repayment period is 90-120 days.

    Contact Information


    Company Name


    About your Business

    What industry is your business in:
    Please provide a brief overview about your business:
    What is your turnover for the past 12 months?


    Your Products or Services

    In order to demonstrate that you'll be able to repay the credit line, please provide a few examples below of the products and services you expect to sell through and the estimated value:


    Who would you like to buy from?

    Please provide three examples of suppliers you'd like to trade with through


    Credit Line

    How much credit would you like to apply for?


    How did you hear about us?


    By submitting this enquiry form we will run a credit check using the company information you have provided. This will not have an impact on your personal credit rating. We'll aim to get back to you with a decision within 1 business day.

    Yes, I would like to hear about exciting news and offers from

    We are using cookies on our website

    Please confirm, if you accept our tracking cookies. You can also decline the tracking, so you can continue to visit our website without any data sent to third party services. You can view our cookie policy via the link at the bottom of our site.